Welcome to LendLocal! These Terms of Service ("Terms") govern your use of the LendLocal social app, a platform that connects users for the purpose of lending and borrowing items within the local community. By using the App, you agree to be bound by these Terms, so please read them carefully before accessing or using the service.
1. Acceptance of Terms
a. By accessing or using the App, you affirm that you are at least 18 years old and capable of entering into a legally binding agreement. If you are using the App on behalf of a company or organization, you represent and warrant that you have the authority to bind such entity to these Terms.
b. If you do not agree with any part of these Terms, you must not use the App.
2. Account Registration
a. In order to access certain features of the App, you must create an account. You agree to provide accurate, current, and complete information during the registration process. You are solely responsible for maintaining the confidentiality of your account information, and you accept responsibility for all activities that occur under your account. b. You must notify LendLocal immediately of any unauthorized use of your account or any other breach of security. LendLocal will not be liable for any loss or damage arising from your failure to comply with this provision.
3. User Conduct
a. You agree to use the App in accordance with all applicable laws and regulations. You will not use the App for any unlawful or prohibited purposes.
b. You agree to act responsibly and respectfully towards other users. You will not engage in any activities that may be harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable.
c. You acknowledge that any interactions or transactions conducted through the App are solely between users, and LendLocal is not responsible for any disputes, damages, or losses arising from such interactions or transactions.
4. Item Listings andBorrowing
a. As a user of the App, you may create listings for items you wish to lend or borrow. You agree that all item listings you create will be accurate, current, and lawful. You will not create listings for prohibited or illegal items.
b. You understand and agree that LendLocal does not guarantee the availability, condition, or quality of any listed items. LendLocal is not responsible for any damages or losses resulting from the use of borrowed items.
c. Borrowers agree to use borrowed items responsibly, to return them in the same condition as received, and to compensate lenders for any damages or losses incurred during the borrowing period.
5. Fees and Payments a. LendLocal may charge fees for certain features or services provided through the App. By using these features or services, you agree to pay the applicable fees as described in the App or as otherwise communicated to you.
b. All payments made through the App are processed by third-party payment processors. LendLocal is not responsible for any errors, delays, or disputes related to payment processing.
6. Intellectual Property
a. The App and its content, including but not limited to text, graphics, logos, and software, are the property of LendLocal or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not modify, reproduce, distribute, or create derivative works based on the App or its content without the express written consent of LendLocal.
7. Termination
a. LendLocal reserves the right to suspend or terminate your access to the App at any time, without notice or liability, for any reason or no reason, including but not limited to a violation of these Terms.
b. Upon termination, all rights and licenses granted to you under these Terms will immediately cease, and you must cease all use of the App.
8. Privacy
a. LendLocal respects your privacy and is committed to protecting your personal information. Our Privacy Policy explains how we collect, use, and disclose your information when you use the App. By using the App, you agree to the collection and use of your information as described in the Privacy Policy.
9. Disclaimer of Warranties
a. The App is provided on an "as is" and "as available" basis, without any warranties or representations of any kind, whether express or implied. LendLocal disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
b. LendLocal does not warrant that the App will be uninterrupted, secure, or error-free, or that any defects or errors will be corrected.
10. Limitation of Liability
a. To the maximum extent permitted by applicable law, LendLocal and its affiliates, officers, directors, employees, agents, and licensors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or use, arising out of or related to your use of the App.
b. In no event shall LendLocal's total liability to you for all claims arising out of or related to these Terms or the App exceed the amount paid by you, if any, for accessing or using the App during the six (6) months prior to the claim.
11. Indemnification
a. You agree to indemnify
and hold harmless LendLocal and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your use of the App or violation of these Terms.
12. Modifications to the Terms
a.LendLocal reserves the right to modify or update these Terms at any time, with or without notice. The most current version of the Terms will be posted on the App. Your continued use of the App after any modifications or updates constitutes your acceptance of the revised Terms.
13. Governing Law and Dispute Resolution
a. These Terms shall be governed by and construed in accordance with the laws of [Insert jurisdiction]. Any disputes arising out of or relating to these Terms or the App shall be exclusively resolved in the courts of [Insert jurisdiction].
14. Severability
a. If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
15. Entire Agreement
a. These Terms constitute the entire agreement between you and LendLocal regarding your use of the App and supersede all prior or contemporaneous understandings and agreements. By using the LendLocal App, you acknowledge that you have read, understood, and agreed to these Terms of Service. If you have any questions or concerns, please contact us at Lendlocalapp@gmail.com